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Laura Hendrix, PhD
Associate Professor – Personal Finance and Consumer Economics; Accredited Financial
Counselor
Phone: (501) 671-2170
Email: lhendrix@uada.edu
University of Arkansas System
Division of Agriculture
Cooperative Extension Service
2301 S. University Avenue
Little Rock, AR 72204
uaexMoney
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- Discover ways to increase financial security.
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Living resourcefully
Income can drop for a variety of reasons. Most people will face at least one financial crisis during their lifetime. Though circumstances may seem beyond your control, you can change some aspects of your situation. Take action to make the most of your resources and reduce anxiety. Look for ways to downsize spending, manage debt, and find additional resources.
Gain control by making a list of all expenses and income. List everything that you spend in a typical month. Identify basic needs like food and shelter. Look for places to eliminate unnecessary expenses. Estimate income. Create a plan.
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