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by Laura Hendrix - March 30, 2020
Many Americans are set to receive money from the government in the form of a stimulus benefit. Plan now to use your stimulus check wisely - pay bills, pay down debt, save for emergencies.
An emergency savings fund is more important now than ever. Most personal finance experts recommend an emergency fund with enough to cover at least 2 months and up to 6 months of expenses. An emergency savings fund is your best protection in times of economic uncertainty.
Stay current on payments and avoid defaulting. Missing payments can lead to foreclosure or repossession. Late and missing payments lower your credit score, making future credit more expensive and more difficult to obtain.
Credit cards are high interest debt. Paying off credit card debt can free more money in your future budget and save money on interest.
The amount of the benefit will vary depending on your income and family size. Adults with annual income up to $75,000 will receive $1,200, plus another $500 per child. Benefits will be distributed by check or direct deposit.
This online calculator will tell you what your COVID-19 stimulus benefit will be: https://www.washingtonpost.com/graphics/business/coronavirus-stimulus-check-calculator/
The Cooperative Extension Service is your source for reliable information. We connect trusted research to the adoption of best practices, we are a catalyst of prosperity for Arkansans.
For more information, visit our webpage at www.uaex.uada.edu/money. Follow uaexMoney on Facebook.
Contact your local, County Extension Agent: https://www.uaex.uada.edu/counties
The University of Arkansas System Division of Agriculture offers all its Extension and Research programs to all eligible persons without regard to race, color, sex, gender identity, sexual orientation, national origin, religion, age, disability, marital or veteran status, genetic information, or any other legally protected status, and is an Affirmative Action/Equal Opportunity Employer.