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LITTLE ROCK – People taking out mortgages to buy a home are now entitled to three
days to review the forms before signing anything. The provisions commonly called as
the Know Before You Owe rule went into effect Aug. 1.
“Mortgages are complex transactions that may include risky features,” said Laura Connerly,
assistant professor of family and consumer economics at the University of Arkansas
System Division of Agriculture. “The new loan estimate and closing disclosure forms
are designed to be easier to use and understand.”
For anyone buying a home, here’s how to benefit from the Know Before You Owe rule:
More information about the new rules is available from the Consumer Financial Protection
Bureau at http://www.consumerfinance.gov.
The University of Arkansas System Division of Agriculture offers all its Extension
and Research programs and services without regard to race, color, sex, gender identity,
sexual orientation, national origin, religion, age, disability, marital or veteran
status, genetic information, or any other legally protected status, and is an Affirmative
Action/Equal Opportunity Employer.
Media Contact: Mary HightowerDir. of Communication ServicesU of A Division of AgricultureCooperative Extension Service(501) firstname.lastname@example.org