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Here are some tips to take to help protect your bank and credit accounts before going
on your summer vacation.
Nashville, Ark. – School is out and many families will be heading to their favorite
beach, amusement park, museum or mountain for a family vacation. Before you pack
your bags, take steps to protect yourself and your bank and credit accounts.
Identity theft is on the rise and it is more important now than ever that
you take steps to prevent your identity or fraudulent activity from being stolen.
Here are some tips to help protect your money and personal identity as you begin your
summer vacation plans.
Make sure you keep your purse or wallet with you and think about what
you’re carrying in your wallet as you travel away from home. Take time before you
board the plane or leave your home to purge your purse or wallet of unnecessary items.
Take out all credit cards that you will not use and leave them at home in a safe place.
It is recommended that you never carry your Social Security card in your
purse or wallet. If it is currently in your wallet, take it out and put it in a safe
place at home.
Make sure you only take the personal identification you need and the particular
credit or debit cards you intend to use while you are away from home. Leave your student
ID card at home, unless you plan to use it for identification purposes. Leave everything
else in a secure location at home.
Before you leave home, write down all the contact information you will
need in the event your wallet is lost or stolen. You will need phone numbers of who
to contact and account numbers to cancel the cards in order to prevent someone else
from using them. If you are a teen traveling on your own or with a group, make sure
your parents or someone back home has all the contact information. They may be the
ones to call the companies to cancel the accounts. Also, put the contact information
in a separate place from your wallet so you will have it available if needed.
As you travel, it is important to always check your receipts when you
make a purchase. Anytime you make a purchase, be sure to check the sales receipt.
It you are at a restaurant, store or gas station, always check the receipt. It is
important to make sure the charges are accurate. Mistakes can happen and it’s much
easier to correct the mistakes when you are still at the store than after you get
If you find an overcharge, it can usually be refunded to you as cash,
depending on your method of payment. Or if you’ve used a credit card, the overcharge
can be refunded as a credit to your account.
Finally, be really careful when you are using credit cards or debit cards
on summer vacation. It’s a good idea to go ahead and sign the back of the credit card,
if you haven’t done this, so the sales clerk can check your signature to make sure
that it’s accurate. Make sure you always put your credit card back into your purse
or wallet after using it for purchases.
Take an envelope or small zippered wallet or purse with you to put your
receipts in. Put all receipts in the envelope or wallet to have when you return home.
Be especially careful about credit card receipts and keep them in a safe location.
Don’t leave them lying around in your hotel room. Once you return home and no longer
need the receipts for tax purposes or personal travel purposes, destroy the receipt
by shredding it. Don’t throw any receipt that has personal information on it, including
your credit card number in the trash.
Lastly, when you return home and receive your credit card statement, be
sure to look it over carefully to make sure the charges are correct. If you find anything
that looks suspicious, be sure to contact your credit card company as soon as possible.
Remember, never lend a credit card to anyone, never sign a blank credit
card receipt and never leave any credit cards or receipts lying around in your hotel
It is sad to think there are dishonest people in the world, but the fact
is there are. Take steps to insure your identity safety. For more information on credit
cards or to receive a free credit card register that can be used in the event your
cards are stolen, contact the Howard County Extension Office at 870-845-7517 or visit
our office located on the second floor of the courthouse. You can also visit our website
at www.uaex.uada.edu for more information regarding financial matters.
This recipe is great for summertime snacking! Get your children involved
in the preparation.
1 package (3.4 oz.) instant banana pudding mix (you can use sugar-free, if desired)
2 cups fat-free milk
1 banana, cut into pieces
Combine pudding mix and milk. Add cut up banana into pudding and blend
evenly. Spoon enough pudding/bananas into Popsicle cups to cover bottom. Periodically
tap the cups to get any air pockets out. Freeze till set and enjoy! Makes: 4 servings
Nutrition Information per Serving: 160 calories, 0.5 g fat, 4 g protein, 25 g, carbohydrate,
<1g fiber, 420 mg sodium, good source of calcium
By Jean Ince County Extension Agent - Staff ChairThe Cooperative Extension ServiceU of A System Division of Agriculture
Media Contact: Jean Ince County Extension Agent - Staff Chair U of A Division of Agriculture Cooperative Extension Service 421 N. Main St, Nashville AR 71852 (870) 845-7517 email@example.com
The Arkansas Cooperative Extension Service is an equal opportunity/equal access/affirmative
action institution. If you require a reasonable accommodation to participate or need
materials in another format, please contact your County Extension office (or other
appropriate office) as soon as possible. Dial 711 for Arkansas Relay. The Arkansas Cooperative Extension Service offers its programs to all eligible persons
regardless of race, color, sex, gender identity, sexual orientation, national origin,
religion, age, disability, marital or veteran status, genetic information, or any
other legally protected status, and is an Affirmative Action/Equal Opportunity Employer.