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Nashville, Ark. –
We have all seen advertisements for “free credit report”, “keep a good credit rating”,
or “no matter what your credit rate is” …but what does it really mean? A credit report
is a summary of how you use and pay financial obligations. People who have a high
credit score, receive the lowest interest rates, and best offers on loans and/or insurance.
Lenders, insurance companies and even potential employers may make decisions based
on your credit score as an indicator of financial responsibility. However, few Americans
are checking their credit score regularly.
According to a survey conducted by CreditCards.com, about half of all
adults in the U.S. haven’t checked their credit score in the last six months. Checking
your credit report regularly makes it more likely to catch potential fraud on your
report. It is one of the best ways to monitor for fraud and identity theft.
Here are some tips to checking your credit report and building your credit
Credit can be confusing. For more information on managing credit, contact the Howard
County Extension Office at 870-845-7517. I will be glad to send you the fact sheet,
“Credit Reports and Credit Scores”. Our office is located on the second floor of the
courthouse. The Cooperative Extension Service is part of the University of Arkansas
System Division of Agriculture.
This recipe was featured at a recent 4-H Healthy Habits Cooking Experience
that was conducted via Facebook live. Those who participated loved the recipe. It
is perfect for cold nights!
Note: To reduce calories, fat and sodium replace heavy cream with skim milk. Reduce
the amount of bacon to 3 pieces and use as a garnish before serving. Use low sodium
Nutrition Information Per Serving: Calories - 315, Fat - 17.5g, Sodium - 222.6mg,
Carbohydrates - 34.4g, Fiber - 4.7g, Protein - 7.3g
By Jean Ince County Extension Agent - Staff ChairThe Cooperative Extension ServiceU of A System Division of Agriculture
Media Contact: Jean Ince County Extension Agent - Staff ChairU of A Division of AgricultureCooperative Extension Service421 N. Main St, Nashville AR 71852 (870) 845-7517 firstname.lastname@example.org
The Arkansas Cooperative Extension Service is an equal opportunity/equal access/affirmative
action institution. If you require a reasonable accommodation to participate or need
materials in another format, please contact your County Extension office (or other
appropriate office) as soon as possible. Dial 711 for Arkansas Relay. The Arkansas Cooperative Extension Service offers its programs to all eligible persons
regardless of race, color, sex, gender identity, sexual orientation, national origin,
religion, age, disability, marital or veteran status, genetic information, or any
other legally protected status, and is an Affirmative Action/Equal Opportunity Employer.